CURE offers three different types of coverage. These options are called basic policy quote, standard policy quote, and personal quote. Basic policies cost less and come with limited coverage, whereas standard policies offer more options and additional protection. CURE also offers discounts for multi-vehicle policies. You can read about these features below. There are other benefits to CURE auto insurance, as well. This is a great option for drivers with a low credit score or those who have multiple vehicles.
CURE auto insurance is based on driving history
CURE auto insurance is based on your driving history. Most insurance companies base their rates on your driving history and age, but this company reverses the process. Most companies charge higher rates to young drivers than to older drivers, and married couples with a home lose their “preferred-risk” status and are therefore ineligible for discounts. But with CURE, you can expect a lower price right away.
Cure’s website is easy to navigate. Customers can also get a quick quote online and save it for future use. While CURE does not have a phone app, the customer service line is available round-the-clock. The only downside to CURE is that you can’t file a claim online; you must call a 24-hour customer service line to do so. Your claim is also handled by a partner organization, which may slow down the processing time.
The good driver discount is another perk of CURE. Good drivers can receive a discount of up to 40% on their policy. This discount applies to all types of coverage, including medical expenses and basic first-party benefits. Customers can also qualify for a multi-vehicle discount if they park their car in a garage or driveway. And if you have multiple vehicles, you can get a further 15% discount.
CURE auto insurance is ideal for drivers with clean driving records and no prior car accidents. But drivers with a history of auto accidents or a poor credit rating should avoid the company. Read customer reviews carefully to avoid getting stuck with an expensive car insurance policy. Keep in mind that this is an unfamiliar company without high customer satisfaction ratings. The company is small and has not received many ratings from J.D. Power or AM Best, so it might be hard to trust them.
Discounts are available for multi-vehicle policyholders
If you own more than one vehicle, you can take advantage of CURE’s discounts for multi-vehicle policies. Discounts range from 15 to 50 percent, depending on the number of vehicles you insure. Parking your vehicles off-street in a secure facility and using a code key to enter can also earn you discounts. The discounts are available online. Simply input your ZIP code and driver’s license number to receive a quote.
Good drivers can also benefit from CURE’s discounts for good driving history. After a three-year driving record without any accidents, customers can enjoy a 35% discount. The same goes for drivers who have been with the company for two years or more. They can also receive a 40% discount for parking in secure facilities. These secure parking facilities must also offer 24-hour security and require a security code key to enter.
Another way to save money on car insurance is to find a company that does not use your credit score when determining your premium. CURE is a smaller company with lower customer satisfaction ratings than companies like Am Best and Standard & Poor’s. However, it’s important to understand that CURE’s financial strength is regulated by the state where you live. If you live in a state that has banned companies from using credit score in their pricing process, you may want to consider CURE.
Purchasing more than one vehicle insurance policy at CURE may save you money. The premium cost per vehicle will be significantly lower than if you had one car policy at the same time. However, the discount may be smaller than if you were to obtain another policy with a different insurance company. Therefore, it’s important to compare prices before deciding on a multi-vehicle insurance policy.
It is affordable
A quick search on the internet will reveal a lot of information about the cost of auto insurance and whether Cure is an affordable option. This insurance company is a not-for-profit, locally-based company that operates in New Jersey and Pennsylvania. Though there are no official credit ratings for the company, most CURE auto insurance reviews are positive. While there are some complaints regarding the claims process, these complaints are minimal. This means that the policy is well-suited to people with few assets and low family obligations.
Cure offers a discount for customers who have a clean driving history. Good drivers can get up to 35% off of their insurance premiums. In addition to a loyalty discount, the company offers discounts for parking in a secure facility or off-street. These discounts increase as long as you maintain good driving records and stay with the company for a while. Several discounts are also offered for driving multiple vehicles or parking in a secure garage.
Despite the relatively low cost of CURE auto insurance, consumers have cited several concerns. While the company is affordable, its claims process can be slow, and customer service representatives can be rude. While CURE insurance is designed to help people with clean driving records, some customers have expressed caution and warned that they should avoid it if their driving history has been tainted by an accident. As such, it is best to be prepared for the potential battle that comes with filing a claim.
While Cure Auto Insurance is affordable, not all states offer the service. It is still available in three states, including New Jersey and Pennsylvania, but eligibility varies by state. It is recommended to shop around for auto insurance quotes before deciding on a policy. And don’t forget to check out their other services. If they don’t have your type of coverage, be sure to check out other policies that offer lower rates. It may be worth a try if you’re unsure whether the coverage is worth the price.
It doesn’t require a high credit score
When you drive a lot, but don’t have a great credit score, you can still get car insurance through CURE auto. CURE offers a good driver discount and will give you 35% off your premium for a three-year history of safe driving. You can even get a 40% discount if you are a CURE driver. The only catch? They’re only available in a few states.
To qualify for the good driver discount, you must have maintained a clean driving record for three years. To qualify, you must have had no major or minor violations. Additionally, you must have a secure parking space with round-the-clock guards and a code key. This discount is worth at least $200 per year. It may not sound like much, but you can qualify for it! This is the best way to get low-cost car insurance without a high credit score.
When you’re looking for car insurance, don’t forget to compare rates. While the rates for standard policy quotes may be high, some companies offer discounts for specific services, such as emergency roadside assistance. These discounts will depend on your state. However, they will always be competitive. You’ll be glad you did! So don’t hesitate – shop around for the best deals! If you don’t have a good credit score, you can still get a low-cost car insurance policy through CURE!
Because CURE auto doesn’t use credit to determine premiums, it’s easy to get a cheap car insurance policy without a high credit score. The best part is that CURE’s premiums are lower than those of its competitors. Also, it’s only available in Pennsylvania and New Jersey, but its policy is still far better than most. It also includes $15,000 in medical payments coverage.