Term policies are generally less expensive than whole life policies. This type of insurance does not require a medical exam, and it is renewable and convertible. Some people choose to use term policies to supplement retirement savings. This type of insurance is especially beneficial if a person expects to retire early. However, term policies also…
Term Assurance is a life insurance policy that provides coverage for a fixed amount for a specific period. Term Assurance is also known as Relative Term Life Insurance. If you are considering buying a term assurance policy, you should ensure you know the various features you need to look for. This article will explain how…
If you are sun life over 50 plan, you can take advantage of the premium cap option of the SunLife 50+ plan called ‘PayStop’. It lets you set a specific end date for your monthly premium payments and the plan will automatically stop making payments when you reach that age. PayStop also offers many other…
Whether you’re shopping for a term life or permanent life insurance policy, there are many factors to consider when comparing rates and services from different companies. You can also find information about the minimum age to apply for a policy and licensing requirements. This article will cover some of the most important factors when choosing…
Beware of shady recruiting tactics used by some Lincoln Heritage recruiting agents. Be sure to ask about FCGS memberships, overpriced rates, add-ons, and modified health plans for those with health conditions. These are all red flags for shady practices and should be avoided at all costs. Instead, look for transparent agents who don’t talk down…
If you are interested in getting Forethought Life Insurance, there are a few things you should know. This insurance provider does not participate in industry ratings like J.D. Power, which rates top insurance providers based on customer satisfaction. This means Forethought is likely a niche provider and is not as well-known as the larger, more…
A Columbian Mutual Life Insurance policy can provide coverage for a significant portion of a person’s retirement expenses, as long as they can afford to pay the premium. Typically, the average-sized policy can provide coverage for up to $1 million. There are several features to consider when choosing a policy from Columbia Mutual. Although you…
Buy Term insurance is a type of life insurance that provides a death benefit if you die while the policy is active. The benefits of term insurance include lower premiums and available riders. Read on to learn more. It may not be the right type of life insurance for everyone. It can provide you with…
Bankers Life is an insurance company founded in 1879 in Chicago, Illinois. The company is one of the primary subsidiaries of CNO Financial Group, a Fortune 1000 organization that provides insurance products throughout the United States. Bankers Life offers term, whole, universal, and mortgage protection life insurance policies. The company is headquartered in Chicago, Illinois,…
If you’re looking for an Assurant life insurance plan that suits your budget and your health needs, then this might be the right option. The company sells its insurance policies through various channels, including the Internet. In addition to selling its products through various channels, Assurant also offers customer support and a social media presence….