If you’re looking for life insurance, you’ve probably heard of different types of policies, including whole and term life. But what do these policies mean? And what factors affect them? In this article, we’ll examine some more common issues and discuss the state-specific factors affecting them. You may be surprised to learn that smoking, for…
If you’re looking for the best value life insurance, the Legal & General brand is worth considering. Its benefits include no medical examination, affordable premiums, or medical check-up requirements. Insurance experts can help you navigate their products and the application process. If you are confused about what type of policy you need. As a company,…
If you’re in the market for a new health plan, you’ve probably heard of John Hancock Vitality. While its success has yet to be proven, the benefits of the program are clear. One of its primary draws is its reward system based on healthy choices. Two other aspects, its cost and its appeal for a…
The cost of whole life insurance varies greatly depending on many factors, including your age and health profile. To understand how age and health affect whole life insurance costs, see the chart below. Each rating represents three major life insurance companies. The company may vary. This chart is a rough guide to the whole life…
If you are considering purchasing a life insurance policy, consider Lincoln Heritage. If you decide to buy a policy, you can find out the cost of the policy, options for add-ons, and the company’s financial strength rating. Lincoln Heritage makes good on its death benefit claims. Only the Company and FCGS will know about your…
If you’re a life insurance buyer, you’re probably wondering how to get the best possible price. The life insurance industry is notorious for sales commissions. But Ladder Life, as highlighted in various Ladderlife Review, lives up to its name without them. Instead of high-pressure commission-based life insurance sales agents, Ladder employs a salaried support team….
Gerber Life Insurance Company is financially separate from the famous baby food company. Its mission is to raise healthy children. And this mission is evident in its child life insurance plans. The company has two insurance policies, one with guaranteed acceptance and the other with medical examination. Both have some unique features that you may…
TruStage life insurance benefits increase by 5% every two years while premiums remain the same. It does not require health questions, or acceptance and only pays out if you die in an accident. This company offers many other products. If you are considering buying this insurance, consider some of these points. Listed below are some…
When considering the cost of term life insurance for seniors, it’s important to consider how long you plan to live and your circumstances. There are many advantages of choosing a term plan over a whole-life plan, including lower premiums and fewer medical requirements. There are also many differences between each type of policy. So you…
There is a certain maximum age for term insurance; you should know this if you want to buy one. If you are still young, you may want to buy a term policy right after college graduation. The age limit for those entering the job market is often higher because many are still paying off student…
