Ethos Insurance is a rules-based decision engine that uses external data to underwrite its insurance products. This technology is faster and more impartial than human underwriting. The insurance company relies heavily on financial data vendors and prescription history databases for its products. Its customers do not need to go through a medical exam to apply…
Colonial Penn Life Insurance Company offers affordable life insurance without a medical exam. However, there are some negative customer reviews. Some people claim to have been denied coverage based on their current health and medical history. Additionally, the company’s website lacks important information. Additionally, you cannot file a claim online or over the phone. If…
When comparing different types of Burial Insurance, it is important to remember that some types of coverage are more expensive than others. For example, a guaranteed funeral policy guarantees that the price you pay will not increase over time, unlike non-guaranteed policies, which tend to increase with the market. You can check if a company…
If you ever thought you had an unclaimed life insurance policy. So you are not alone. It is the beneficiary’s responsibility to notify the insurance company of the death of a loved one. The unclaimed amount is not taxable and you will never have to pay a premium again. Here are the requirements for claiming….
Metropolitan Life Insurance Company, better known as MetLife, is one of the largest insurance providers globally. With more than 90 million customers in 60 countries, MetLife offers a wide range of products, including life insurance, annuities, and employee benefits. Types of MetLife Life Insurance Plans PEBB Program Effective January 1, 2017, MetLife joined the PEBB…
Understanding the different types of individual life insurance plans is crucial for choosing the right coverage for your needs. This article explores various personal life insurance options, including term life insurance, whole life insurance, universal life insurance, variable life insurance, and endowment plans. Term Life Insurance Individual Term Life Insurance: This policy pays a death…
Every family should have a family life insurance plans. These policies vary in terms of coverage and can be term, universal, or 90 life. They can be purchased in various quantities and tailored to individual needs. The type of coverage the family needs will determine how much money should be on the policy. Here are…
A convertible term life insurance policy allows you to get a cheaper term policy now and a more expensive permanent policy later. If you are still paying a high amount for your term life insurance, you can consider this type of policy. However, you should know that it is not suitable for everyone. Easy to…
When choosing a term life insurance plan, many factors must be considered, complaint ratios, financial strength ratings expenses. This article will cover the various aspects of Continental Life Insurance policies to help you make an informed decision. Plan Selection Continental Life Insurance Company is a Medigap insurance carrier, which means you must have Medicare Part…
Colonial Life Accident Insurance Company is an employer-sponsored life and accident insurance company that provides value-added services and benefit solutions. Founded in 1939, Colonial is one of the original worksite marketing companies. His first client is still on Colonial’s books today. He has a home office in Columbia, SC. Defendants Defendants Colonial Life & Accident…
