A funeral insurance policy is a way to ensure that your family is taken care of if something unexpected happens. In the policy, you will put money into a trust account with the trustees, and this money will be used to pay for the funeral. It protects your money until you need it, and paying…
Endowment life insurance is a flexible, customizable form of life insurance. In addition to death benefits, the policy can offer a maturity value that you can use for your goals. Riders are additional plans that supplement your endowment plan. This may increase the sum insured or cover certain conditions your base policy does not cover….
If you are considering suing Colonial Life or Unum for disability or cancer insurance, it is important to know the claims process governed by ERISA. A disability attorney will gather evidence to support your case. He or she will also create a record of positive information you can use in court to get Colonial Life…
If you are looking for life insurance, you may be wondering if Voya/ING Reliastar is right for you. Voya/ING Reliastar has a great reputation for offering competitive rates. If you are a smoker, you may be a good candidate for this product. If you are overweight, Voya is suitable for people with these conditions. Voya…
When considering Transamerica Annuities, compare the annual fund facilitation fee and investment portfolio management costs. Both fees are relatively high but are often waived with some investment options. Operating expenses vary from 0.44% to 1.48%. The company has also instituted a seven-year withdrawal charge system that reduces withdrawal charges by 1% yearly. Withdrawals greater than…
Term life insurance companies have many advantages. For example, it is cheaper than other types of coverage and requires no medical exam. It also offers quick death benefits and competitive pricing. How do you choose a term life insurance policy? Read on for some useful tips and tricks. This article will provide you with information…
Seniors can purchase term insurance to cover funeral expenses and provide financial support to their dependents in the event of their death. Although it is considered a form of life insurance, final expense policies usually have a minimum age of 45-50 years. Most of these policies qualify as guaranteed-issue life insurance and do not require…
Buying life insurance is important for senior citizens for several reasons. Not the least of which is providing funds for the benefit of family and loved ones. Most companies offer maximum life insurance coverage between $10,000 and $25,000. Which may not be enough to leave an inheritance, pay a mortgage, or provide for a dependent…
The cost of life insurance varies depending on factors affecting the health and age of the individual. People who are young and healthy can enjoy lower rates, while those with high-risk hobbies or a family history of cancer can expect to pay higher rates. The policy you choose will ultimately determine how much coverage you…
Many How to Compare National Car Rental Companies are struggling to meet the demand due to the huge shortage of vehicles. The nationwide shortage has also put enormous pressure on the car rental industry, necessitating additional lead times to secure a vehicle. Even car rental companies must make reservations for their vehicles, so it’s important…