Whole life insurance for adults provides lifelong coverage with a guaranteed death benefit and a cash value component that grows over time. Unlike term life insurance, getting whole life insurance is not that easy. It involves a careful decision-making process. The insurer and the client must agree on certain essential factors before issuing the policy….
Applying for a Sun Life Disability Insurance policy is easy and quick. The Sun Life Financial application will ask you to provide basic personal information and supporting medical documents. These documents may include lab work, test results, and doctor’s notes. Your employer and treating physician will need to complete the required application forms and submit…
Sproutt Life Insurance is an online comparison site that requires you to submit a health assessment for an initial quote. Many other online comparison sites only ask for a few basic details to provide initial rates. However, higher scores on the Quality of Life Index (QLI) are associated with better health. But this does not…
If you are in the market for a new life insurance company, Lumico Insurance Review may be the best option. The company offers many different insurance policies including term and whole life insurance and the application process is very simple. Lumico is known for its thorough profiles and detailed data on 3M companies. Customer reviews…
If you’re looking for a life insurance plan that covers your entire family, life assurance may be the way to go. These policies cover up to $150,000 on the insured’s death. Large death benefits can be used to meet financial goals, such as funding a grandchild’s college education. They can also provide spousal care after…
If you want to buy life insurance, GoHealth can get it from that company. Their insurance plans cover health and life insurance. They also offer Medicare Advantage and Medicare Supplemental products but do not offer mutual funds or annuity products. You must pay a non-refundable premium for the first month to get the cover. If…
If you have an existing Gerber life insurance policy, you may have wondered what the difference is between term and endowment. While each type of policy has different advantages and disadvantages, here is a quick guide to both types. The first step in canceling an existing policy is to contact your insurance agent. You can…
Whole life insurance is a type of Full Life Insurance that lasts for your entire lifetime. It is also called whole life insurance, direct life, or general life insurance. This type of insurance is permanent and is guaranteed to remain in force until the policyholder dies or matures. Some policies also provide an additional death…
Although Dave Ramsey does not sell life insurance, he by Zander Life Insurance, an online brokerage that offers term life insurance and other insurance products. As a spokesperson for Zander, Ramsey’s views on these insurance products do not reflect his own. Hence, we recommend that you research life insurance products before making a decision. Listed…
If you are looking for auto life insurance, you are not alone. Many people are unaware of the different types of auto insurance. Some insurance companies specialize in auto life insurance. Others are just a click away. Regardless of what type of auto life insurance you want, there are a few factors you’ll need to…
