If you are looking for a cheap car insurance company, you may want to consider Elephant. They have an excellent BBB rating and an established history in the industry. They are committed to providing quality coverage and satisfactory customer service. Read this Elephant review to find out if it’s the right choice for your needs. If you’re a student or responsible driver, you can also save money by signing up for a good student discount. Whether or not you need legal resources coverage is up to you, but we recommend checking out other options first.
Customer service is average
Elephant’s customer service scores are below the national average. The company’s website offers a quote tool, but it only requires basic information about your vehicle. Customers also report that claim processing is slow and rate hikes are unexpected. Other complaints are related to the company’s customer service. Customers have mixed reviews about the company’s customer service, so read on to find out what they think of Elephant. Hope this review helps you decide about your auto insurance policy.
The company’s customer service scores are about average. Overall, the company’s policies are very affordable and offer impressive add-on coverage. It may be noted that elephants serve only eight states. However, its low rates make it a good choice for those living in one of these states. Its customer service may be lacking. Even if this doesn’t bother you, it’s worth mentioning that consumers may encounter a less-than-impressive experience when dealing with an insurance company.
Customer reviews about Elephant car insurance are mixed. While they have high star ratings on the company’s website, most of these reviews are from a prompt that appears after you sign up. Other review sites rate the Elephant below average. Customer complaints about Elephant’s customer service are also common, with more than a hundred complaints filed with the Better Business Bureau. Considering its size, this number is significantly higher than the average for a regional company.
Overall, Elephants customer service scores are average. Their policies are affordable, but they still offer great discounts and bundles. There are multi-car discounts, early payment discounts, and referral bonuses. And the paperless account option is another way to save money. Finally, customers can choose to pay their bills online or electronically. Also, customers can opt for paperless statements and use electronic signatures. Additionally, Elephant offers discounts for paying in full, working from home, and driving responsibly.
Policy options are limited
If you are looking for auto insurance with excellent customer service, Elephant Insurance Company is a good choice. This company has insurance agents who are licensed to write auto insurance policies. They offer paperless accounts so you don’t have to pay for postage. Hathi Insurance offers discounts to policyholders who pay their full premium every month. Depending on your state of residence, you may also qualify for a discount if you have multiple insurance policies.
The coverage Elephant offers is very basic. Elephant does offer roadside assistance and personal injury protection, but these are not mandatory. However, it will be helpful if you are unable to drive your car because of a covered accident. This coverage will protect you against a wide variety of expenses, including lost wages and child care. If your car is destroyed, Elephant will pay for its storage until your claim is processed.
While Elephant Insurance is a relatively new company, it has had tremendous success in the home and auto insurance industry. It has served its clients well with simple core values and a straightforward approach. The company is available in many states and will soon add Ohio to its list. Although the policy options are limited, Elephant’s customer service is excellent. The company offers online policy changes and payments, so customers can make any changes at any time.
If you are a responsible driver, Elephant car insurance can be the best option for you. Elephant policy offers various discounts on limits, deductibles, and other coverage options. You can also bundle multiple policies to get the lowest rate. If you’re looking for a cheap policy, you’ll need to do some comparison shopping.
Elephant Insurance Company reviews often praise its competitive pricing, some users report limited options for customization and slower customer service response times.
Elephant offers discounts for being a good student or responsible driver
Many people may not realize that elephant insurance companies offer discounts for being a responsible driver or a good student. Being a good student can help you save on your auto insurance costs, and you can often qualify for a 10% discount if you’re a student. This discount is good for both students and car owners. A good student will be more careful on the road, so this is good news for parents.
Apart from being a responsible driver or a good student, Elephant also offers discounts for being a multi-car policyholder. Depending on your age, this discount can reduce your premium by up to 40%. This discount is available for almost everyone, so don’t miss it. The discount is valid for a minimum of five years of accident-free driving and applies to several different factors, including location.
When comparing rates, remember that Elephant Insurance is one of the least expensive auto insurance providers. Many companies don’t even offer that much of a discount, so you might end up paying a little more than you need to. However, with a high-quality policy, you’ll save money on your auto insurance, whether you’re a new driver or a seasoned veteran.
Another big advantage of choosing Elephant is its online quote tool. In the Elephant online quote tool, you enter information about your vehicle and your driving habits, and the insurance company will give you personalized recommendations based on your answers. However, this feature is limited to certain states including Indiana and Illinois.
According to Elephant Insurance Company claims reviews, the company provides a straightforward claims process, though some users mention slower response times.
A legal resources plan is an add-on coverage
Elephant offers various add-on coverages for various legal issues. The Legal Resources Plan covers a wide range of legal issues and expenses, including estate planning and family law. The company also offers MedPay, a personal injury protection program that covers medical expenses and lost wages when you’re in an accident. These plans can also be combined with collision coverage, which can save you up to $100 per year on your deductible. The total discount stops at $500.
The Elephant Legal Resources Plan covers attorney fees and traffic violations. It pays 100% of your attorney fees in the event of an accident, injury, or traffic violation. In addition, Legal Resources also covers covered drivers’ fees on your auto policy. Legal resources coverage is not available in every state. If you get pulled over. So you can get legal help for the first time. Legal resources are also useful if someone on your policy has a DUI.
Elephant Insurance Company offers several types of discounts. Some of them include online quotes, e-signatures, and paperless payments. Additionally, they offer discounts for multiple policies, e-signature, working from home, and responsible driving. Other discounts include referral bonuses and auto discounts. Additionally, the company offers various add-on coverages for your auto.
Available in some states
Elephant insurance is available in some states, but the policy may be useless if you live in a state that does not allow vehicle insurance. While you can still get auto insurance through a company, you should make sure that you are covered for any type of accident. If your car is stolen, damaged, or totaled, Elephant will cover up to 25% of its value. Other benefits of this insurance plan include liability claims on another person’s vehicle, rental car expenses, custom parts, and wheelchair lifts. The only downside is that this company does not provide good customer service.
Elephant Insurance Company offers discounts on car insurance. Which can help reduce your monthly premium. Discounts are not available in every state and are only valid for certain types of coverage. Some discounts include multi-car discounts, which will help lower the cost of car insurance if you have more than one vehicle. Other discounts include responsible driver discounts, good student discounts, and multi-car discounts. This discount is available only if you have a good driving record.
When choosing an insurance policy, consider how much you can afford. It’s also a good idea to compare deductibles and coverage limits. You can also find customer complaints. If a company receives a large number of complaints, it is likely to provide poor service. Hathi has received numerous complaints but has yet to be banned by the Better Business Bureau. Elephant Insurance Company’s website has an impressive range of features including the ability to pay bills, print ID cards, and file claims.
For those wondering, is Elephant Insurance good, reviews often highlight its affordability and discounts for good students, responsible drivers, and bundling policies.
