We have reviewed the features and customer service of Elephant Insurance Company in this article. We have covered policy options, complaints index, and customer service. These features helped us decide if Elephant was a good option for our insurance needs. Keep reading to know more about elephant insurance. You’ll be glad you did! And don’t forget to read our customer reviews too! After all, we’ve all been in your shoes before!
Elephant Insurance
While Elephant Car Insurance is a small company and doesn’t appear in most rankings, it’s worth checking out if you’re looking for lower rates. Meanwhile, the Better Business Bureau has given the company an A+ rating. Customer reviews have also been critical, citing slow claims service and disputes over claims not being paid. If you’re looking for lower rates, consider Elephant and its customer service record.
Established in 2009, Elephant Insurance is a subsidiary of Admiral Group. Which is the largest insurance company in the United Kingdom. In addition to its homeowners and renters insurance policies, Elephant partners with third-party providers to offer bundled discounts to customers. However, the company offers only limited coverage in the US, so you may need to contact the local agency in your state. You can get a quote from an insurance company online and choose a plan that suits your needs.
When it comes to discounts, Elephant has plenty to offer. You can get up to 12% discount on one policy when you buy two or more policies from the company. You can also get a discount if you pay the entire premium in advance, avoid paper bills, and opt for electronic signature. This discount can add more than 40% to your savings. Further, Hathi offers roadside assistance through its Homesite Group division.
If you are interested in buying insurance online, be sure to check out the various discounts Elephant offers. You can get discounts for multiple policies, work from home, and pay completely online. Also, you may receive electronic bills, policy documents, and other communications from Elephant Insurance. And don’t forget to check out the Elephant Insurance app. The app is not particularly well advertised on the Elephant website.
Policy options
Elephant Insurance offers a variety of policy options, including a standard homeowners policy, rental reimbursement coverage, liability claims for others’ cars, and wheelchair lift coverage. These policies also cover many additional options including medical payments and personal injury protection. Hathi offers several unique policy features including a coverage wizard, guaranteed repairs, and rental reimbursement. The company also offers various discounts for multiple vehicles.
You can get a policy online or over the phone with Elephant. They offer various discounts including multi-car and paperless accounts. You can also save money if you bundle Elephant’s insurance policy with the company’s other products. You can also get a 10% discount if you are a good student or have been accident-free for at least five years. Homeowners and full-time students can also get discounts.
You can also choose to lower your deductible by choosing a lower deductible. Elephant offers a deductible of $100 per year or $50 per six-month period. This deductible will continue to decrease every year until you have an accident. Elephant also offers accident waivers to qualifying customers. Depending on your state, these policies may require you to drive accident-free for a certain period. Alternatively, you can pay an additional premium each year to reduce your deductible.
Elephant insurance provides minimum coverage options that are generally required by state law. However, it is strongly recommended that you purchase additional insurance policies. Basic coverage plans include Bodily Injury Liability Insurance (BIL). which pays for the medical expenses incurred due to the accident. Additionally, Elephant offers collision coverage, which helps cover damage to another driver’s vehicle.
Customers can easily obtain an Elephant Insurance quote online to compare rates and customize their coverage according to their preferences and budget.
Complaints index
The Elephant Insurance Complaint Index shows a mixed rating from the National Association of Insurance Commissioners. The company has a higher complaint ratio than the national average, but a higher-than-average customer satisfaction rating. Customers have mostly positive things to say about Hathi in online reviews, noting its low prices and simple website. However, complaints about unexpected charges and slow claims processing are also prevalent.
Despite its overall positive customer service rating and A.M. The best rated, the insurance company suffers from an unusually high complaint rate. Its complaint ratio is 2.76, almost three times the national average. The insurance company covers medical bills and property damage for drivers and passengers. It also provides personal injury protection, which pays for medical bills when an accident injures a person. In addition to these benefits, the company also offers various coverage options including accident waivers and reduced deductibles. However, customer service is a problem, and the complaint index shows that.
Although Elephant Insurance is a relatively small company, the company has some positive aspects. Elephant car insurance is cheap and offers cheaper overall coverage than the national average. While it’s not as cheap as GEICO, it’s significantly cheaper than the national average in most of its seven target states. Positive reviews of the company’s customer service are a bonus, while some customers report that they were not able to file a claim when they expected.
Elephant Insurance customer service
When you’re in an accident, you want to have peace of mind that you’re covered. Elephant Insurance’s rental reimbursement service will pay for your car up to the policy limit until it is repaired. The collision repair industry averages four hours of repair work per day, so it could take up to four days to fix your vehicle. If you have a non-driveable car, additional days may be required to order parts and/or other damages.
You will also find that Elephant Insurance’s customer service is second to none. Whether you’ve had a car accident or are looking for lower rates, a customer service representative is waiting to help on the other end of the phone. If you have an auto insurance claim, Elephant Insurance will keep track of it so you don’t have to.
Elephant Insurance is a direct-to-consumer provider offering affordable car insurance with customizable coverage options. If you’re wondering, “Is Elephant Insurance good?” the answer depends on your needs.
