Qualifying for a free car insurance quote can be challenging. You only need to get nine quotes to meet certain criteria. If you have underinsured or uninsured motorist coverage and a high deductible, you may be eligible for free car insurance.
Qualify for the First Month of Free Car Insurance
How to qualify for a free first month of car insurance? Car insurance quotes are available from many providers. If you have a clean driving record, good credit, and a good track record, you can get your first month free. You may also qualify for a discount if you have a good credit score.
A free first-month car insurance policy is a great deal if you are in a position to pay the down payment. Most insurance companies require you to pay upfront. They don’t activate your policy until you make the payment. If you are someone who is broke and can’t make the first month’s payment, you can look for a zero-down car insurance policy.
Get a quote online
Getting a quote online is one of the easiest ways to find the best rate for insurance. You can get quotes from various insurance companies and adjust your coverage accordingly. If you want to speak with a real agent, you can do this by phone, live chat, or by calling 1-877-go-direct. You can compare prices from multiple insurance companies, finding the best coverage at the lowest price.
Most people buy car insurance because they are concerned with the cost. The cheapest option is not always the best. Before receiving a quote, decide what you want covered. Whether it is collision coverage, comprehensive coverage, or liability insurance, choose an insurance company that will give you the coverage and confidence you need.
Qualify for Uninsured/Underinsured motorist coverage
Insurance/Vit motorist insurance is affordable. You should match it with your liability insurance limit. In some states, coinsurance/underliner coverage can be stacked. You can add it to your liability insurance and you can increase the overall coverage amount. If the other driver has no insurance, you may still qualify for free no-deal/under-insurance coverage.
The main benefit of uninsured/underinsured auto insurance is that it pays for damages caused by an at-fault driver. If the other driver is uninsured or underinsured. So this coverage can pay for your medical bills and other damages. The bodily injury portion must be the same as the liability portion of your policy, however, some states require the amounts to be the same.
You must have uninsured/underinsured automobile coverage if you live in a state that requires it. If the other driver is uninsured, it may also pay for rehabilitation costs or funeral expenses. It is important to consider the cost of uninsured/underinsured motorist coverage before deciding whether or not you want to add it to your policy.
Get a higher deductible
If you choose the high deductible option, the cost of your car insurance premium will drop significantly. A recent survey found that raising your deductible by $1,000 reduced premium costs by eight to ten percent. While the exact amount will vary by state, a deductible of $1,000 is generally considered the minimum deductible. A $1,000 deductible is considered the average deductible, so this increase could save you money.
