Getting cheap car insurance is easier than ever thanks to Direct Auto. You can save as much as 10% on your car insurance policy if you are a new driver or have had the same insurance policy for six months or longer. However, there are a few things to keep in mind before you make your switch. Read on to learn more about how you can save money with Direct Auto. Then, take advantage of their special offers. Listed below are just a few reasons to switch to Direct Auto.
Customer service
Direct Auto’s online portal provides detailed information about discounts, coverage, payment options and claims procedures. Customers can log in to make payments, view ID cards and policy information, and file claims online or over the phone. The company’s customer service representatives are highly responsive and are available 24 hours a day, seven days a week. If you experience any issues with your coverage, contact Direct Auto for a free quote and service. The company will also help you find an alternative car insurance company if your current policy does not cover your needs.
Discounts offered
When shopping for car insurance, you may be wondering which of the many Direct Auto discounts you can take advantage of. These discounts can make your policy more affordable, and they’ll reward you for safe driving, good grades, or other actions that will improve your driving record. Be sure to check eligibility requirements for each individual discount, as they may not be offered in every state. To learn more about the car insurance discounts offered by Direct Auto, continue reading!
Direct offers various discounts to its customers. Some of them include affinity discounts and bundling. Some even offer a percentage off your premium by going paperless. In addition to these discounts, Direct also offers a wide variety of coverage options, including liability, comprehensive, collision, medical payments, uninsured motorist, personal injury protection, and more. While most policies have an annual maximum limit, Direct is willing to offer a policy at a lower price if you meet certain requirements.
Discounts offered by Direct Auto vary in terms of size and duration, so check your state’s requirements before purchasing a policy. Many of the discounts are for multiple-policyholders. Alternatively, you may be eligible to receive a percentage-off of your premium if you’re a full-time student. Depending on your state’s requirements, this may mean a substantial savings in your car insurance policy.
Insurance coverage options
Whether you’re a first-time driver or a seasoned veteran, Direct Auto Insurance has a policy that fits your needs. Their policies include comprehensive coverage, liability insurance, medical payments, rental reimbursement, and more. They also offer optional accidental death coverage, with a $5,000 death benefit. Direct Auto also offers a virtual photo inspection for your car, although you can’t use it on mobile devices. However, you can choose to have it on your vehicle if you have a good credit rating.
If you’ve never had an accident before, you can reduce your insurance premiums by pursuing a safe driver discount. Direct offers this discount to policyholders with clean driving records. To qualify for this, you must have been accident-free for a minimum of three years. Some states may require you to meet additional eligibility requirements. Direct also offers a Good Student discount. If you’re a full-time student, either in college or a vocational school, you can qualify for a 10% discount.
In addition to the various coverage options and discounts, Direct Auto Insurance is available in 11 states. It offers discounts for bundling multiple insurance policies. Nonetheless, the company is relatively small and not as popular as other companies. As a result, there may be fewer options available to high-risk drivers outside of these states. This isn’t a deal-breaker, though. If you’re concerned about being sued, Direct Auto Insurance might not be the best choice for you.
Despite the many benefits of a Direct Auto policy, it falls short of the competition when it comes to high-risk drivers. While GEICO offers solid rates for high-risk drivers, Direct Auto is more affordable and serves more states. However, it does receive more complaints than the average. In addition to excellent rates, Direct Auto offers flexible payment options, including the option to pay in full or by installments. You can also pay via text message and with cash.
Cost
Buying a new car? You might be wondering, “Can Direct Auto save me money on car insurance?” The good news is that the company works hard to offer competitive rates to drivers who have excellent driving records. This means that you can get insurance that meets your budget without sacrificing coverage. Moreover, drivers with clean driving records are usually eligible for a lower premium, while those with traffic violations pay a higher premium. So, when choosing a car insurance company, make sure you compare rates for your state’s minimum liability insurance.
Direct Auto is a non-standard insurance provider, which means that they can offer you insurance that will not cover your rideshare business. However, you can lower the cost of your policy by getting a GPS navigation system. And if you are a female driver, make sure to find the right leverage to raise your car. The costs of a minimum coverage policy are $1782, while a full-coverage policy costs $4134.
The price of Direct Auto insurance varies depending on the coverage you need. However, the minimum coverage is affordable and you can save a lot of money if you only need the liability insurance. Direct Auto is known for insuring drivers who have had a few accidents, but drivers with just one accident can often find cheaper rates from other providers. Direct Auto also offers a variety of payment options, including installment payments and pay by text. You can pay by cash, credit card, debit card, or electronic check.
Direct Auto Insurance is owned by Direct General Group, which is part of the National General Holdings Corp. The company employs 5000 to 10,000 people, and is reported to generate between $10 and $250 million in annual revenue. It has an A (Superior) credit rating by A.M. Best. You should read their reviews about Direct Auto policies to find out if they are worth the money. However, don’t make the mistake of buying a policy that doesn’t cover all your needs.
Reviews
If you’re shopping for car insurance, you may want to read up on Direct Auto reviews. The company claims to provide excellent customer service, but their complaints are higher than the industry average. The National Association of Insurance Commissioners publishes a “consumer complaint index” each year. An index of 1.00 is considered high, meaning that Direct Auto has many more complaints than its average. However, these complaints have been mostly related to slower response times than with other companies.
For those looking for a policy for high-risk drivers, Direct Auto might be a good option. The company offers basic coverage with a few optional add-ons. It also includes accidental death coverage, which pays out $5,000 to the beneficiary of a driver who dies in a car accident. Direct Auto’s policies have been found to be more affordable than many other options. However, customers who have a poor driving history may find the customer service insufficient.
Consumers who need high-risk insurance coverage should consider Direct Auto’s deductibles and terms. Direct Auto only offers insurance in 14 states, most of which are in the southeast. Direct Auto offers nonstandard car insurance, term life insurance, and life insurance. Before deciding to sign up for one of these policies, consider the company’s perks and drawbacks. Its reputation has earned it a good rating among customers and insurance critics.
Direct Auto has many discounts for people with clean driving records. Its “Safe Driver” discount offers up to 25% off the policy if a driver switches from their current coverage. In some states, however, these requirements vary. You may also qualify for a 10% discount if you’re a new driver. This discount applies until you turn 21. So, check out Direct Auto reviews to find the best deal for your needs. And don’t forget to take a look at Direct Auto’s customer service!
