If you’re considering a policy for your classic car, Grundy Insurance may be the right option for you. The company provides 24-hour customer service and prides itself on its passion for cars. The company offers a variety of coverage options and treats each policy with care and personal attention. Grundy does not specialize in high-risk insurance, and does not offer SR-22 insurance for people who have received a DUI. The Grundy insurance policy will cover your car for damages that happen during at-fault accidents, but you won’t be covered for medical costs. Comprehensive coverage, on the other hand, will cover you for damages your vehicle causes to other vehicles.
Coverage options
If you’re planning to purchase classic car insurance for your beloved vintage vehicle, it’s important to compare the various coverage options to find the right policy for you. Grundy offers a number of insurance options that include agreed value coverage, trip interruption coverage, and spare parts coverage. The company also provides coverage for damage to other vehicles, including those that caused the accident. Coverage options for Grundy classic car insurance can also include automatic coverage when you purchase a new vehicle.
Inflation guard coverage protects you from the rising value of your vehicle. Grundy, American Collectors, and American Modern offer inflation guard coverage to protect you against rising costs. Parts coverage protects you against the theft or loss of replacement parts. Most companies offer $500 worth of spare parts coverage, while Hagerty and American Modern offer generous $2,000 worth of coverage. While these features may seem a bit costly, they are important for classic car enthusiasts.
The Grundy company was founded in 1947. It specializes in antique, collector, and luxury vehicles. Its coverage options are extensive and competitive, and you can choose from a number of different policies. The company offers coverage for vehicles older than twenty years and also covers collector boats. The company also offers coverage for inflation guard insurance, if you don’t want to deal with high costs. And, of course, it has a solid reputation as one of the leading classic car insurance providers.
While Grundy provides several different plan options for classic vehicles, it’s well worth considering the various coverage options to determine the right policy for you. Grundy is a long-standing collector car insurance company. Its low-cost policy and a variety of features make it an excellent choice. You can even select a zero deductible option. This is great news for collectors who don’t want to spend a lot of money on insurance.
Price
When you’re comparing classic car insurance prices, you might be surprised to find that the annual Grundy premium is lower than the average. While many insurers require you to have a $500 deductible, Grundy doesn’t. This makes their price nearly half that of the competition. You can also choose to have no deductible, which is significantly lower than the competition. And since Grundy covers daily drivers, this might be the best option for many people.
Another benefit of Grundy classic car insurance is that it doesn’t require any deductibles in most states. While most companies don’t offer this benefit, this policy will cover any classic car over 25 years old. It also covers classic muscle cars, exotics, and older cars of all years. And it covers all household vehicles, including motorcycles. Those with classic cars may be surprised at how affordable Grundy is – and how easy it is to get a quote!
Another benefit of Grundy classic car insurance is its agreed value policy. This policy reimburses its customers for the total loss price of their classic vehicles if they are damaged or stolen. It also covers the cost of spare parts and replacement parts and provides trip interruption insurance up to $500. If your vehicle is stolen, Grundy covers towing and labor up to a maximum of $250. They also offer many other benefits for their customers, such as a streamlined online claims process.
While many insurance companies offer free quotes online, you’ll find that the Grundy classic car insurance price is the most reasonable among the big names in classic car insurance. The basic Grundy classic car insurance price is lower than that of other classic car insurers, with the exception of the $500 deductible. It’s a great deal when compared to the price of regular car insurance. And because most claims fall into the category of fire damage, it’s likely that your car won’t even be in a fire.
Mileage limits
While many classic car insurance companies have mileage limits, Grundy has no such restriction. You can drive your classic car as much as you want, as long as you keep it in pristine condition. Grundy also offers an MVP program to protect your classic car from damage caused by daily drivers. To get a quote from Grundy, fill out the form below. If you’re happy with their rates and service, you should consider a Grundy insurance policy.
When it comes to mileage limits, most classic car insurance companies will put a limit on the amount of miles you can drive each year. However, the best companies will give you unlimited mileage or unrestricted use. However, you should still know that even companies without mileage limits will have mileage restrictions. So, if you use your classic car daily, occasionally, and to show it out of town, you should find a company with flexible mileage limits.
Because classic cars are not commonly driven by people, Grundy can provide coverage at a significantly lower rate than other insurers. This means you can drive your classic car anywhere you want, without worrying about mileage limits. Compared to traditional car insurance, you’ll pay far less than you would for a new car. And the benefits don’t stop there. Grundy will even cover your classic car if you buy it recently!
To make sure your vehicle is insured, you’ll need to have a fair estimate of its value. Your insurer will then use that figure to set a price limit for your policy. Remember that the agreed value is what the car should be worth on the open market in its current condition. Regardless of the price, you’ll need to make sure it is reasonable. For example, a rusted out ’66 Ford Falcon is probably not worth $80,000. But if you have a good day, your 1977 Firebird Esprit might be worth $30,000! If the stars aligned, that car could even be worth $45,000!
Clean driving record required
If you have an older, classic car, Grundy’s Motor Vehicle Program may be the best choice for you. This program allows you to group several of your vehicles into a single policy to avoid gaps in coverage. As long as you’re not using your classic car for daily driving, you can enjoy a clean driving record. It’s important to note that this type of insurance is not appropriate for daily drivers, as the risk of a liability claim is higher. If you’re worried about your driving record, however, you can use Grundy’s online application form.
You can use the internet to find quotes and information on classic car insurance. Grundy is one of the country’s leading insurers of antique and collector cars. The company also insures collector boats, vintage and classic motorcycles, and high-end items. While the website looks a little outdated, it does offer an online portal to manage your policy and get quotes. Customers can also read customer reviews to see how happy they were with their experience.
Another benefit of using the Internet to search for a classic car insurance quote is that it will show you several options. You can choose a traditional or specialty insurer. Many people who have good experiences with one company may have bad experiences with another. In any case, you’re best off starting with a company with a good reputation and working with a trusted insurance agent. You’ll be able to find the right plan for your needs.
Many classic car insurance programs also include a limit on the number of miles driven. Many classic car owners do not drive their cars daily, and this lowers the risk of a collision. However, some insurance companies will offer a limited use option that allows you to drive your classic car regularly without any restrictions. In this case, you’ll have to pay more to get a good deal. A good driving record will make it easier for you to get the best price for your classic car insurance.
Specialized insurance for restoration shops
The Great American Insurance Group has announced a new national program with Grundy Classic Car Insurance to provide specialized insurance for the restoration industry. Based in Horsham, Pa., Grundy’s team of professionals is dedicated to restoring antique and classic cars. They offer property and general liability coverage for restoration shops, as well as automobile and garage keepers coverage. Their insurance options are flexible and tailored to meet the needs of each collection.
Many insurance companies offer specialized insurance for restoration shops, but you’ll need to ensure that you get the right one for your needs. You should not forget to ask about discounts for multiple cars and anti-theft devices. Also, make sure you’re aware of any limitations on the miles you can drive your classic car, as it may be subject to additional mileage when you’re showing it off.
If you’re looking for a comprehensive insurance policy, Grundy Insurance is the perfect choice. Known for their customer service, Grundy Insurance is affordable and offers a variety of specialized policies. For example, their agreed-value policy guarantees 100% of the car’s value in the event of a total loss, and you can reevaluate the agreed-upon value to avoid paying for a higher premium than you can afford. Additionally, Grundy offers standard types of insurance coverage, such as spare parts coverage up to $500, trip interruption coverage, and towing and labor coverage up to $250.
One of Grundy’s top-rated features is that it doesn’t impose mileage limits on its classic car policies. This means you can drive your classic car as far as you want without worrying about whether it will be covered in the event of a collision. Unlike most insurers, Grundy does not place mileage limits, so you don’t have to worry about driving more than seven thousand miles per year.
