A smoker cannot be denied life insurance if they smoke. Smoking is one of the most important lifestyle habits that affects your premium. Getting an insurance quote can help determine whether you qualify for life insurance for smokers. However, before you can get a quote, you should understand the requirements. Some insurance companies will require…
If you are looking for a low-cost life insurance plan, look no further than the Colonial Penn 995 Plan. This plan offers monthly life insurance coverage for as little as $9.95. What’s more, it offers a lifetime rate guarantee and a gift with purchase. This is a perfect way to protect your family from financial…
Accidental death insurance is a type of life insurance policy that pays benefits to the policy beneficiary in the event of the death of the insured. It can complement life insurance and is much cheaper than other forms of life insurance. However, obtaining this type of coverage is not easy and can be expensive. Listed…
TRICARE For Life is a comprehensive health insurance plan that can help you with any medical problem anywhere in the world. If you have Medicare Part A and B, TRICARE For Life is your plan. During your TRICARE for Life visit, you can receive care at a local or Canadian hospital. However, if you don’t…
Term life insurance is an affordable, flexible way to provide coverage in the event of your death. This insurance is available through a professional adviser. This article will explain the advantages and disadvantages of term life insurance. Also known as term life insurance provides coverage for a specific period. The relevant tenure may be up…
State Life Insurance Corporation of Pakistan, commonly known as SLIC, is Pakistan’s largest life insurance company. It is one of the largest companies in the country by assets and employs more than 200,000 sales personnel. In addition to its national sales offices, it has an extensive network of insurance agencies. Its agents sell insurance to…
When looking for a life insurance quote, you should compare quotes from similar insurance companies, ensuring they offer the same level of coverage. Compare features offered for free with features charged separately. Some insurance companies offer accelerated death benefits, while others charge extra for this rider. It would be best if you also look at…
Many insurance companies now offer affordable life insurance coverage for senior citizens. These policies usually last for five to ten years. That means you need to renew it every five to ten years. This is an unfortunate side effect of age; Most insurance policies are renewed every five to ten years. Additionally, most policies for…
Considering a joint life insurance policy? This type of insurance may be based on the age of the policyholders or some other factors. Some joint life policies base the premium on the age of the elderly member, usually the husband. Older people are generally considered a higher risk, so they pay more for policies. However,…
What is Group Term Life Insurance? What are the benefits and costs? If you want to buy a group policy, What about taxes and exclusions? read for more information. Before signing up, read about the benefits and costs of group-term life insurance. Also, read about insurance exclusions and limitations. Getting an insurance plan may not…
