With Nationwide Auto Insurance, you can rest easy knowing you’re covered in the event of an emergency. They have many different discounts available including female driver rates, bad credit, and DUI discounts. This article focuses on the many benefits of nationwide car insurance. Read on to know more.
Average Car Insurance Costs for 19-Year-Olds
While auto insurance premiums are not the same everywhere, in some states female drivers pay less than their male counterparts. Texas, for example, charges women an average of $56 more per year for basic coverage than men. Even with perfect driving records, women are sometimes charged twice as much for higher rates. However, this disparity closes for certain age groups.
Many states, however, do not consider age as a factor when calculating insurance rates. Tates such as Massachusetts and Hawaii do not consider age in rates. However, age is not a factor in nationwide auto insurance rates in California and Massachusetts. In North Carolina, Pennsylvania, and Michigan, gender is not a factor. In California, however, women’s rates for auto insurance are 19% lower than the national average.
Discounts for drivers with poor credit
Bad credit drivers can still get good rates, and a few tricks can help find them. If you are late with your payments, the credit utilization rate is high. Or if you’ve been driving without insurance for several years, you may be able to take advantage of bad credit discounts. Both State Farm and Nationwide are willing to work with people with bad credit. Here are some tips to get your policy approved:
The best way to lower your car insurance premium is to make sure your credit is in good standing. While bad credit drivers are more likely to file claims, you can still save money by getting quotes from different companies and taking advantage of available discounts. GEICO, USAA, and Nationwide are some companies that offer lower rates to drivers with bad credit.
Discounts for drivers with a DUI
Car insurance companies that offer DUI discounts. Often considering the severity of your situation. A DUI can have significant financial implications. However, you can lower your rates by choosing the lowest level of coverage available. Depending on your situation, you may also qualify for residual market policies. You can find the latter policies by visiting the Automobile Insurance Plan Service Office (AIPSO).
Drivers must have at least a B average or higher to qualify for this discount. Must be under 25 years of age and enrolled full-time in college or high school. Drivers must be in good academic standing to qualify for this discount. A good discount can be found for students in the USA.
Another great option is Bristol West. Specializing in high-risk drivers with suspended licenses. They have coverage in 42 states and getting the required documents is easy. They also have an extensive list of discounts for DUI drivers and young drivers. You can also choose between Acceptance and USAA for your car insurance needs. You can save between $1,350-$2,000 with both companies.
