Choosing the cheapest cars for insuring a 17-year-old is not as hard as it might seem. In fact, there is not much of a difference between the various types of vehicles. Generally speaking, older vehicles are cheaper to insure than new ones. However, if you are looking for the most affordable car insurance for a 17-year-old, you may want to consider a Mazda3.
Skoda Citigo
The Skoda Citigo is an excellent city car and can be very cheap to insure for a 17 year old. Almost all Skoda Citigo models fall into insurance groups 1 to 4, so you can expect to pay low insurance premiums. However, there are many things to consider when choosing a car to insure, including age, location, driving history and the insurer you choose. Here’s how to find the cheapest car to insure for a 17 year old.
The cheapest car to insure for a 17-year-old is a Skoda Citigo SE 1.0 MPI 60PS ASG auto. Its small engine and USB port make it a family-friendly car. However, the cost of insuring a Skoda Citigo for a 17 year old is the same as the cost of insuring a Volkswagen Up.
The average cost of insuring a 17-year-old is $737 per month, or $8841 per year. Some young drivers will have to pay four figures for their car insurance, but this will improve as they gain experience and accumulate no claims bonus. It’s best to choose a car with a low insurance group rating, such as the Skoda Citigo or Volkswagen Up, for the first couple of years, while gaining a no claims bonus can help you save money.
While the cost of car insurance is falling, it’s still very expensive for young drivers. According to GoCompare, an average premium for a 17-year-old driver is PS1,453, compared to PS1,519 for an older driver. By choosing a car that costs as little as PS1,000, you can cut your insurance bill by as much as 50%.
Ford Ka+
The Ford Ka+ is one of the cheapest cars to insure for 17-year-olds. The 60PS petrol engine is economical and low-risk to insure, and many Ford Ka+ trim levels are within insurance group one. Entry-level models are also cheap and good for new drivers. If you’re a teenager with a clean driving history, a Ford Ka+ is one of the best cars to insure.
Young drivers are often required to purchase their own car insurance, which can be expensive. New vehicles, on the other hand, tend to be more expensive to insure due to high-tech components. Additionally, older cars, particularly those that need expensive repairs or hard-to-find parts, can cost more to insure. While finding the cheapest cars to insure for 17-year-olds is one aspect of getting a low-cost policy, car insurance companies have the power to use the information provided by the car owner to determine rates.
Young drivers can also choose a cheap car to insure for their 17-year-olds. The Ford Ka was a popular choice before the new 17-year-olds arrived on the scene. With a low insurance group, it’s easy to maintain, which helps keep insurance costs down. The average price for a Ford Ka+ is PS1,225, but a 17-year-old can insure it for as little as PS659 each year. Fiat 500 is another design icon that has been selling well in Marmalade in 2019. It’s compact and perfect for city driving, while the Vauxhall Corsa is roomy and has a low insurance group.
The Ford Ka+ is another affordable car for young drivers. The insurance group of this supermini is just one level lower than that of the popular Fiesta model. The Ford Ka+’s insurance group is 1E, which is low for a car with a high premium. Its 1.2 TiVCT 70 horsepower Studio version is the most affordable vehicle to insure for a 17-year-old.
Volkswagen Up
A new Fiat 500 costs around PS682 to insure, while a new Volkswagen Up! costs PS697, according to Admiral. A Volkswagen Up is a popular choice among young drivers, because it’s reliable and cheap to run. However, the Fox lacks the polish of the Volkswagen Up, but it’s still cheap to insure and run. The 1.2-litre model, for example, is in insurance group 1 and the 1.4-litre model is in insurance group three. Used prices of the Fox start at PS800, which is also the annual premium.
While it’s not as good as the Corsa, the Up is one of the most affordable cars to insure for 17-year-olds. Its interior resembles the Tardis and has low running costs compared to the Corsa. Volkswagen Up is in insurance group three, while the Corsa is in insurance group two. The Up’s price tag is higher than that of the Corsa, but it has a more premium-friendly price tag.
Although the Skoda Citigo and the Volkswagen Up were developed alongside each other, they are not as appealing to a younger audience. But, as both cars have the same design, they are both great options for a new driver. However, the Up is more expensive than the Citigo, which is a much more sensible option. This means that a Volkswagen Up might be the best choice for 17-year-olds.
The Ford Ka+ is another popular choice for teenagers as it is economical to run and affordable to insure. Its 60PS petrol engine and low insurance group 1 rating make it the best choice for young drivers. Many of its trim levels are in insurance group one, which makes it an ideal option for those who are just starting out in the world of driving. Also, the Ford Ka+ is a fantastic choice for a 17-year-old if they want to get their first car insured.
Mazda3
While the cost of car insurance varies, the Mazda3 ranks among the cheapest vehicles to insure for 17-year-olds. Insurance rates for young male drivers range from $2,954 to $2,212 a year. This difference represents a $742 difference. In addition, female drivers are cheaper than males after they turn fifty. The average annual cost for an insurance policy for a female driver is $1,366 compared to $2,366 per year for a male.
Insurers base premiums on a driver’s age and driving history, and the car’s crash test ratings. A Mazda 3 with a low crash test score will have a lower insurance rate than one with a high one. For those who are less comfortable driving, the Mazda 3 has low crash test ratings and low insurance costs. Mazda 3 car insurance rates are also affected by the driver’s age, driving record, and the insurance loss probability. Higher percentages mean higher rates.
In addition to the driver’s age, location is another factor in car insurance rates. For example, drivers under twenty years of age tend to pay higher rates than those who are forty years old. Additionally, insurance premiums for the Mazda3 vary by location. For instance, drivers in New York pay significantly more than those in Seattle. Moreover, car insurance companies consider young drivers as high risk. A male driver aged 18 years old will pay $2854 less than a male driver forty years older.
The average cost of Mazda 3 insurance varies by model and insurance company. For a 2017 model, the average cost will be $116 to $133 per year. The cheapest Mazda 3 model has the base price of $18,095 and the highest model costs $24,975.
Fiat 500
Insurers base their rates on the base price of the car, so the more expensive the car, the higher the coverage. Personal injury protection is mandatory in no-fault states and pays for medical bills and lost income. Underinsured motorist coverage also pays for costs when a driver is underinsured or uninsured. Those three factors can drastically increase the cost of your insurance.
Other cheap cars to insure for a 17 year old include the Fiat 500 and the Volkswagen Up! Both of which are economical to run and to insure. The Fiat 500 is the cheapest car to insure for a 17-year-old, and a typical model costs PS682.
Another great car for a young driver is the Fiat 500. This small, refined car comes with an autonomous driving feature. It is one of the cheapest cars to insure for a 17-year-old. The Toyota Aygo is another cheap car to insure for a 17-year-old. It is also a reliable choice.
Another cheap car to insure for a 17-year-old is the Fiat 500 Lounge. It is the entry-level model of the Fiat 500 range. Its 1.2-litre petrol engine is capable of achieving 59 miles per gallon. It falls in the insurance group seven to 15 range. A Fiat 500 Lounge insurance policy is only £90 for three years.
Aside from the Fiat 500, the Fiat Abarth is another fun car to drive. It has been available in the United States since 2011, and scores high marks for its retro aesthetic. The price of insurance for this car depends on the model, trim and year of the vehicle. A 17-year-old’s Fiat 500 insurance can vary depending on its features, personal driving history, and location.
