Before submitting your information to Erie, you might want to look at some of their additional services. For instance, they offer a Rate lock, the YourTurn mobile application, and discounts for adding safety features to your home and vehicle. There is also an app available for people with disabilities. This app includes options for keyboard and mouse replacement. All of these benefits may save you money on your policy. Read on to learn more about these extras.
Rate lock
You may be surprised to learn that Erie Insurance offers a rate lock on auto quotes. The Erie Rate Lock keeps premiums the same year after year. In return, you must make some changes to the policy to get rate lock benefits. Other discounts include first accident forgiveness, a three-year waiting period to get surcharge-free coverage after an accident. A diminishing deductible will lower your deductible by $100 for each year you stay claim-free. Annual payment also offers a discount. Multi-policy discount may range from 16 to 25%.
Erie insurance offers a number of discounts for people who buy their life or home insurance through them. Those who purchase their auto insurance through Erie can also get discounts on their home or life insurance. However, Erie’s Rate Lock does not apply to Kentucky drivers. Similarly, drivers under the age of 21 can get discounts on their auto insurance policies. Erie also offers discounts on annual payments. If you’re not sure which type of discount is right for you, consider Erie’s annual payments.
Another great feature of Erie is its Rate Lock program. Rate Lock allows you to lock in premiums and avoid the need to worry about renewing your policy every year. Besides, it’s also important to note that the company offers products and services in 12 states, so you can choose your state of residence. For additional savings, you can bundle your insurance with other policies. In some states, you can also bundle your auto insurance with another insurance policy to save even more money.
The Erie Insurance Exchange was founded in Erie, Pennsylvania, in 1925. The founders of the company wanted to create superior customer service. The logo depicts the letters raised in capital letters and is still used today as the company’s tagline. Erie also expanded to Pittsburgh in the 1930s. In 1934, the company introduced a policy called the “Super Standard Auto Policy.”
YourTurn app
If you’ve been thinking about purchasing a new auto insurance policy, consider the YourTurn app. This smartphone application allows you to keep track of your driving habits and receive rewards in the form of gift cards or pre-paid Visa cards. In addition to receiving a free auto insurance quote, this program encourages drivers to drive safely by reducing the number of distractions and hard braking. In addition to rewards, Erie Insurance offers an auto insurance quote with the YourTurn program.
Erie Insurance has a new driving app called YourTurn that encourages safer driving habits. The app also allows family members to see each other’s scores and track their progress toward a perfect score. This is the perfect tool for parents or teenagers to start a discussion about the dangers of texting and driving. This app is free and easy to download to smartphones. To get a quote, simply sign up and start saving.
Currently, the YourTurn program is only available in certain states. For instance, the app is not available in Kentucky, North Carolina, and New York. However, policyholders in IL, TN, and PA can use the YourTurn app to get a free auto insurance quote. Participants in these states are eligible for rewards that are distributed through electronic gift cards. While the program is available to all consumers in most states, not every state is.
Erie insurance is available through independent agents in select states, but this doesn’t mean that it’s available to everyone. Many independent agents can offer a quote, and it may be worth considering it if you have the cash to pay for a policy in full. Many people choose to bundle their home and auto insurance with Erie because they can save a significant amount of money. Another unique feature of the Erie insurance auto quote app is its YourTurn program. The app tracks your driving behavior and rewards drivers for good driving habits. Additionally, you can get pet insurance through Erie, which may help you get a $1,000 veterinary bill.
Discounts for home safety features
You can find a great auto insurance quote from Erie if you have a safe home, such as an alarm. Many insurance companies will give you a discount if you have these features installed, including burglar alarms, a car alarm, and an immobilizer. Other companies might offer discounts for home safety features like a garage door opener and a programmable thermostat. If you already have home security features installed, ask your insurance agent about these discounts.
Erie also offers several add-ons. Coverage for sump overflows, water backup, and underground utility lines is available. Extended replacement cost coverage is another benefit. If your home is older than 15 years, this coverage will pay you up to 25% more than the policy limit. This means that your insurance policy will cover the costs of replacing your home if it is completely destroyed in an accident.
Home safety features, such as alarms and security systems, can get you a discount on your Erie insurance auto quote. Besides discounts, Erie also provides an automated voice line for customers who want to speak to an agent. These discounts ensure that you get quality coverage at a low price. The agent will review your needs and develop a customized program to fit your specific situation. This way, you won’t have to worry about missing an important date or putting off a major purchase.
Discounts for storage of vehicles
For example, if you store your vehicle in a garage or other secure location, Erie insurance will offer a storage discount. This discount applies to vehicles parked for a longer period than 90 days. You can also save money by installing safety features on your vehicle, such as anti-theft devices. These devices can help prevent auto theft, and they also reduce the risk of theft. For New York residents, Erie insurance offers discounts for vehicle storage.
In addition to storing your vehicle in a garage, Erie insurance offers discounts for multiple policies. First-time at-fault drivers are not penalized if they have three years of uninterrupted service. Discounts for vehicles in storage also apply to those that spend most of their time away from home. If you store your vehicle for 90 days or less, Erie offers a reduced-use discount. If you want to save even more, you can enroll in a multi-car discount program.
In addition to offering a discount, Erie insurance also offers coverage for rideshare drivers. The rideshare coverage package covers gaps in the company policy. If you work for a rideshare company, this package is designed specifically for you. You’ll receive coverage for any damages that may arise in the course of your work. You’ll be able to file a claim if you’re a driver who uses apps such as Uber or Lyft.
Erie insurance also provides discounts for storing vehicles in garages and sheds. In addition to the discounts for storing vehicles, Erie also offers a discount for storing vehicles for longer periods of time. They will even pay for locksmith services if you need it. The other savings that Erie offers includes a vehicle storage discount for 90 days or longer. You can even lock your car insurance rates with Erie if you like.
Customizable policies
When it comes to your car insurance, one of the best ways to get a discount is to bundle your policies. You can save up to 25% by bundling several insurance policies from Erie. If you already own two cars, you can also get a lower rate by bundling all three policies. Erie also offers discounts for bundling multiple policies. Some of these discounts include the ability to bundle multiple policies and paying premiums up front.
In addition to having an affordable premium, many Erie insurance auto policies have dozens of built-in benefits and extra protection features. You can even customize your policy to make it more comprehensive. For example, your policy may include bodily injury liability and uninsured motorist coverage. Depending on your state’s insurance laws, these optional coverages may save you money on your premium. You can also customize your coverage based on your personal needs, like how much coverage you need.
For those who have more than one vehicle, you can get a more customized policy with Erie. This type of insurance covers the replacement cost of any car in case of a total loss. It also protects you against theft, fire, and other incidents. You can get an auto quote at an online site or from a local agent. However, make sure you check your policy to make sure it covers all the necessary items.
When it comes to auto insurance, Erie is one of the most flexible companies to choose from. Erie offers a variety of coverage options for cars and even offers a rate-lock program. You’ll need to work with a licensed agent to purchase insurance from them. Erie also offers online tools, but they are not nearly as robust as competitors’. However, Erie is also known for having an affordable homeowners insurance policy.