5 Nationwide Discounts You Might Not Know About

nationwide discounts

Many drivers own multiple cars but aren’t aware of all the Nationwide Discounts available to them. Many people bundle their home and auto coverage and save hundreds of dollars each year. Nationwide offers SmartRide discounts, which reward drivers for reducing their miles on the road. Drivers who enroll in this program can save up to $646 per year in 2020. Depending on the vehicle and driving history, different discounts are offered. To maximize savings, drivers must be at least 20 years old, or have a clean driving record.

Low-mileage discount

Most car insurance policies factor mileage into the rate. Low mileage drivers often qualify for Nationwide Discounts as high as 25 percent. Low mileage discounts vary from company to company, but in general, you can save money on car insurance by driving fewer miles each year. Often available to drivers who qualify through telematics programs. Pay-per-mile insurance is an excellent choice for those who drive less than twenty-six thousand miles per year. Companies monitor your car using a plug-in device or app. State farm low mileage discount is a compelling incentive for policyholders who prioritize safe driving and reduced road exposure.

Accident-free discount

There’s a good chance you’ll get an accident-free discount when you buy auto insurance. You can save a significant amount of money on your insurance policy by maintaining a clean driving record for many years. While the exact percentage of your discount may vary by insurance company. Accident-free drivers typically save ten percent or more.

Geico, for example, offers an accident-free discount to its regular customers. This discount can save you up to twenty percent on your liability and collision coverage premium. Your insurance company may apply an accident surcharge to your liability and collision coverage premiums, but it’s worth shopping around for the best rates. In addition to the accident-free discount, Geico also offers a discount for good student drivers with a “B” average.

Another insurance company that offers an accident-free discount is State Farm. You can save 15% by driving accident-free for three years. After six years, your accident-free discount will increase to twenty percent. After ten years, you can get a twenty-five percent accident-free discount. American Family also offers an accident-free discount of five to ten percent, depending on your state. If you drive safely for many years, you can switch to another company and get a higher accident-free discount.

Other insurance companies are equally generous when it comes to accident-free discounts. Many auto insurance companies offer them to reward good drivers and Nationwide is one of them. You must be accident-free for five years before applying for the accident-free discount. You also need to be a qualified driver for five years to qualify for the discount. If you’re an accident-free driver you could save $130 every six months.

Paperless billing

Many companies offer paperless billing options. Paperless billing is a way to access your insurance and payment information without the hassle of paper bills. You will receive all your monthly bill information in your email inbox, and you can pay them directly from your phone or computer. All you need is your account number and meter number. which is usually printed on your water bill. Paperless billing is the fastest and easiest way to receive and pay your bills online.

When you pay for your auto insurance through paperless means, you may qualify for a discount. This discount can save you around 3%. Many companies offer paperless discounts if you choose to pay your bill online. You should always ask about the discounts you qualify for. If you choose paperless billing, you can get many discounts.

Paperless auto insurance payment is a convenience that can eliminate the headache of printing out your insurance card. While that doesn’t mean you’ll get a lower rate, it’s a convenience for many drivers. Another convenient billing option is the full payment discount, which rewards you for paying your entire policy in advance. Some companies will automatically apply a billing discount when you renew your policy. Just enter your zip code and compare auto insurance quotes from different companies.

Anti-theft device discounts

Many insurance companies offer significant discounts to customers who install anti-theft devices in their vehicles. Depending on the insurer, this discount can range from five to twenty percent. If you live in a high-risk area, the discount will be even higher. Many insurance companies offer a combination of discounts. Check with your agent to see what you qualify for. Some insurance companies only offer discounts if you have a specific anti-theft device installed.

Insurance companies hold drivers with anti-theft technology responsible for reducing the number of stolen cars. This benefits both the driver and the car insurance companies. As a result, these devices are often the subject of anti-theft device discounts. Some examples of companies offering this discount are listed below:

Anti-theft device discounts can save you a lot of money on your car insurance premiums. Many top auto insurance companies offer discounts for the installation of these devices. Which makes it a smart move for drivers looking to lower their premiums. Because of the dangers thieves face when driving a stolen vehicle, insurance companies encourage the installation of anti-theft devices in vehicles to reduce their risk. Many insurance providers are willing to replace your stolen vehicle if you install it.

An anti-theft device can be as simple as a steering wheel lock. A steering wheel lock prevents drivers from driving without unlocking the steering wheel. GPS tracking devices, meanwhile, enable police to track stolen vehicles. The insurance company will calculate the discount on a pro-rata basis for the remaining time of installing the device on your vehicle. The device can reduce your insurance costs by as much as ten percent.

Bundling home and auto insurance

A good tip to save money on your home and auto insurance is to bundle them. While the multipolicy discount is a great advantage to bundle them. Some insurance companies offer large discounts on certain types of coverage. While others set a full discount for just one type of coverage. You should shop for your home and auto insurance policies separately before making a decision.

It is important to compare multiple quotes from different insurance companies so that you can choose the best one for you. While most companies allow bundling, you should carefully check the policy features and coverage.

Bundling your home and auto insurance with Nationwide can unlock substantial savings through their comprehensive discounts list. With features like Nationwide SmartRide, policyholders benefit from usage-based auto insurance discounts, rewarding safe driving habits. Beyond auto coverage, Nationwide homeowners insurance offers robust protection for your property.

Leave a Reply

Your email address will not be published. Required fields are marked *