Nationwide offers several different types of dog health insurance policies, including Whole Pet and Major medical plans. Learn more about each type of policy and what they have to offer. Nationwide dog health insurance is available through its website. To obtain a quote, customers need to provide basic information about their pet, including zip code, breed, age, and contact information. Then, customers follow the company’s sign-up instructions to enroll their pet in coverage.
Whole Pet Dog Insurance
Whole Pet dog insurance provides 90 percent coverage for veterinarian bills. It covers preventive care and wellness. Wellness plans cover your dog’s age-related changes, such as a change in eye color or ear size. Other coverage includes vaccinations, parasite treatment, and nutritional supplements. Pregnant dogs are eligible for coverage. But some conditions are excluded. The plan costs $2 per month. Read the Whole Pet dog insurance reviews to learn more.
The benefit schedule for Nationwide isn’t as extensive as some of its competitors, which may limit coverage of certain illnesses or conditions. The lowest-tiered plans reimburse based on a fixed benefit schedule and cap the payouts at a certain amount per condition. As a result, many pet owners find that a single, unlimited-year plan is more convenient. However, some pet parents find that Nationwide offers a 5% multi-policy discount and unlimited annual plan.
Whole pet dog insurance is relatively new compared to human health insurance. So you may have to pay the deductible every year. Most Nationwide plans have an annual deductible of $250. However, you may have to pay a higher monthly premium if you choose a lower deductible. Finding details and sample policies is difficult because most policies do not provide information online.
Nationwide has a pre-filled claim form available for online customers. For mailed claims, the company requires you to submit supporting documents. Ensure that all of the documents you submit are legible and scanned. The company processes claims quickly and accurately. The company will provide proof of purchase when requested. You will need to provide evidence of the vet’s invoice.
Major medical plan – Dog Health Insurance
When choosing a dog insurance plan it is important to find a plan that covers the type of health care your pet needs. Nationwide dog insurance plans typically cover illnesses, injuries, and surgeries. The nationwide main medical plan also includes coverage for some hereditary diseases, cancer, and digestive problems. It also includes a Nationwide 24-hour vet helpline. These plans also include dental care, which is important for your pet’s health. Major medical plans also include dental care. Which is overlooked by most other dog insurance providers. You should also know that the plan has a $250 deductible and limits reimbursement per condition. If your pet develops a condition that is not covered by the plan. So the nationwide scheme does not cover the cost.
The same goes for the Major Medical plan, which has a six-month waiting period for orthopedic conditions. Unlike the Embrace plan, full pet plan coverage can begin 24 hours after the policy is issued and payment is received.
Moreover, the company offers discounts for multi-pet owners. However, you should be aware that nationwide dog insurance premiums increase as your dog ages. Therefore, you don’t want to choose nationwide for an older dog. As your dog ages, premiums tend to increase, and if you get a dog with a chronic illness, you may not want nationwide coverage.
Whole Pet with Wellness Plan – Dog Health Insurance
Apart from covering preventive care and wellness treatments, the Whole Pet with Wellness plan also includes coverage for chronic and hereditary diseases. The cost of this policy is relatively affordable, with a deductible of only $250. Your pet is covered up to the plan limit. You can rest easy knowing that.
While the Whole Pet with Wellness Plan is a national dog insurance option, it is not available in all states. It is available in the company’s most expensive Whole Pet with Wellness plan. For the cheapest whole pet nationwide dog insurance with a wellness plan, check out the Pet Wellness Plan by Insurify. This insurance plan includes preventive care, heartworm prevention and parasite prevention, vaccinations, blood work tests, exams, and microchipping.
However, Nationwide does not cover certain hereditary diseases. Because of this, Nationwide may not be the best choice for dogs with certain genetic conditions. The monthly premium for a Whole Pet plan from Nationwide tends to be higher than other companies. If you are looking for nationwide dog insurance then a wellness plan with Whole Belly may be the best choice. Other national dog insurance companies offer similar benefits. It is best to compare the two programs before choosing one.
