There are many reasons to choose Auto-Owners for your homeowners or auto insurance. These reasons include affordable premiums, a variety of coverage options, After-hours claim reporting service, and multi-policy discounts. Below, we will look at a few of the best discounts available from this insurance company. Make sure to check all of these out before you sign up for your policy. The following are a few more reasons to go with Auto-Owners for your home and auto insurance.
Affordable premiums
If you’re looking for a homeowners insurance policy that won’t break the bank, you may want to look into affordable auto owners home insurance. While State Auto does not offer home insurance in most large states, it does offer comprehensive coverage for an affordable price. State Auto homeowners insurance premiums are on average $1,008 per year – nearly $900 less than the national average! They also have a wide variety of customized coverage options, such as personal property coverage for “work at home” workers and tailored protection for Airbnb hosts.
You can find an agent in your area through the Auto-Owners website. In order to get an accurate quote, all you need to do is provide the address of your home and the date you first bought the insurance. Your local agent can then take the information you’ve given them and provide you with a quote based on the estimated cost to rebuild your home, as well as the value of your home in today’s market.
To find affordable auto owners home insurance premiums, contact an independent agent today. Auto-Owners also offers a variety of discounts, such as for a clean driving record, smoke detectors, and timely payments. If you have multiple policies with them, you can ask an agent to adjust the level of coverage for the best possible price. You can also choose optional coverage, like flood and earthquake coverage, which will raise your premium. Once you’ve selected a policy, you can pay your bill online, through an agent, or via an escrow account.
Homeowners insurance premiums can vary significantly. For example, the average cost of home insurance is $1,680 per year. The best way to make sure you’re getting the best deal is to compare rates from several insurance companies. Make sure to request the same coverage limits with each company. This way, you can be sure that you’re getting the right coverage for the lowest price. You can then request the coverage limits you need and then compare prices to get the best price.
Variety of coverage options
Auto-Owners offers various discounts and unique ways to save on premiums. You can get a lower rate by installing certain safety devices on your car, paying your premiums in full and opting for paperless billing. You can also avail discounts if you are a new customer. You can get a discount of up to 15% by bringing your car to an authorized repair shop. You can save more by choosing discounts offered by various auto insurers that are not available to regular customers.
Auto-Owners home insurance offers many types of coverage. The basic policy covers your home and any additional structures on your property, personal possessions, and liability to guests and others while on your property. The policy also includes medical coverage for you and your guests in case of injury or damage. Other important features of the policy include coverage for extra living expenses in the event of loss. Aside from the basic coverage, Auto-Owners also offers guaranteed home replacement, which ensures that the full value of your home is replaced in case of a disaster.
Auto-Owners home insurance is designed to cover the primary dwelling, attached garage, deck, and outbuildings. You can also get extra living expense coverage, which pays for meals or restaurant bills if your home is destroyed by fire or flood. You can also opt for specialized personal property coverage to protect your expensive belongings. A homeowners plus package of coverage types also includes additional living expenses coverage, which pays for spoiled food or lost dinner due to a power outage.
After-hours claim reporting service
An after-hours auto insurance claim reporting service can be extremely beneficial. These services help you to expedite your claim processing after hours. Even if your policy has an extended warranty, these claims are difficult to process if you don’t have the proper documentation. A police report, photos, and proof of ownership are all necessary to file a claim. The assistance of an experienced insurance agent is extremely helpful in this situation.
Multi-policy discount
If you have more than one auto insurance policy, you can get a discount on your home insurance policy as well. Auto-Owners offers several discounts on home insurance for their customers. Among them are multi-policy discounts, the Green Discount, and the Payment History Discount. The Protective Devices Discount, for instance, applies to a homeowner’s smoke detector, fire extinguisher, or deadbolt lock. You can also get a discount for opting for paperless billing and online payments. A new customer discount, on the other hand, is offered for requesting a quote at least six months before the policy begins.
Another way to get a multi-policy discount on auto owners home insurance is to bundle policies with the same company. You can combine car insurance and homeowners insurance with other insurance policies to receive a large discount. In most cases, combining auto insurance and homeowners insurance will result in the largest discount, ranging from 5% to 25%. You can also bundle home insurance with other types of insurance if you aren’t a homeowner.
Auto-Owners has discounts for those who have more than one policy with them. Besides the multi-policy discount, the company offers other special discounts for green practices, paperless billing, and online payments. Its homeowners policies are also standard, which means that you can get them from a variety of insurance providers. There is something to suit everyone’s needs, so check out the policy and start saving today.
For more information, visit the Auto-Owners website. You can use the online tool to find a local agent near you. All you have to do is enter the address of your property and the date you first insured your home. Once you have entered all the details, you will be directed to a local agent who can purchase your policy. You can save a significant amount of money on your auto insurance if you have multiple policies with the company.
Multi-policy discounts on auto owners home insurance can be found through independent agents. Many of these insurance companies offer multiple policy discounts. You may even be eligible to get a discount for additional policies, such as renters insurance. While some of these discounts are applicable only to homeowners, if you have more than one policy with the company, it may be a good idea to have multiple insurance policies through one company.