Why Choose Auto Owners Home Insurance?

auto owners home insurance

There are many reasons to choose Auto Owners for your homeowners or auto insurance. These reasons include affordable premiums, a variety of coverage options, After-hours claim reporting service, and multi-policy discounts. Below, we will look at a few of the best discounts available from this insurance company. Make sure to check all of these out before you sign up for your policy. The following are a few more reasons to go with Auto-Owners for your home and auto insurance.

Affordable premiums

If you’re looking for a homeowners insurance policy that won’t break the bank, you may want to look into affordable auto owners home insurance. While State Auto does not offer home insurance in most large states, it does offer comprehensive coverage for an affordable price. State Auto homeowners insurance premiums are on average $1,008 per year – nearly $900 less than the national average! They also have a wide variety of customized coverage options, such as personal property coverage for “work at home” workers and tailored protection for Airbnb hosts.

Variety of coverage options

The policy also includes medical coverage for you and your guests in case of injury or damage. Other important features of the policy include coverage for additional living expenses in the event of loss. Apart from basic coverage, auto-owners also offer a guaranteed home replacement, which ensures that the entire value of your home is replaced in the event of a disaster.

Auto Owners home insurance is designed to cover the primary dwelling, attached garage, deck, and outbuildings. You can also get extra living expense coverage, which pays for meals or restaurant bills if your home is destroyed by fire or flood. You can also opt for specialized personal property coverage to protect your expensive belongings. A homeowners plus package of coverage types also includes additional living expenses coverage, which pays for spoiled food or lost dinner due to a power outage.

After-hours claim reporting service

An after-hours auto insurance claim reporting service can be extremely beneficial. These services help you to expedite your claim processing after hours. Even if your policy has an extended warranty, these claims are difficult to process if you don’t have the proper documentation. A police report, photos, and proof of ownership are all necessary to file a claim. The assistance of an experienced insurance agent is extremely helpful in this situation.

Multi-policy discount

If you have more than one auto insurance policy, you can get a discount on your home insurance policy as well. Auto-Owners offers several discounts on home insurance for their customers. Among them are multi-policy discounts, Green discounts, and Payment History Discounts. The Protective Devices Discount, for instance, applies to a homeowner’s smoke detector, fire extinguisher, or deadbolt lock. You can also get a discount for opting for paperless billing and online payments. A new customer discount, on the other hand, is offered for requesting a quote at least six months before the policy begins.

Auto owners have discounts for those who have more than one policy with them. Besides the multi-policy discount, the company offers other special discounts for green practices, paperless billing, and online payments. Its homeowners policies are also standard, which means that you can get them from a variety of insurance providers. There is something to suit everyone’s needs, so check out the policy and start saving today.

For more information, visit the Auto Owners website. You can use the online tool to find a local agent near you. All you have to do is enter the address of your property and the date you first insured your home. Once you have entered all the details, you will be directed to a local agent who can purchase your policy. You can save a significant amount of money on your auto insurance if you have multiple policies with the company.

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